Meet the Hines Team
Cornerstone is a full-service mortgage lender. We offer a variety of mortgage options, home loan programs, and competitive pricing from a wide range of national investors. With in-house processing, underwriting, and funding, Cornerstone is 100% committed to on-time closings and satisfying home-financing experiences.
We look forward to serving you!
Simply Remarkable Financing
Since 1988, Cornerstone has made a positive difference in people's lives. Our staff of caring, seasoned mortgage
professionals is passionate about helping people become homeowners.
Founded by Marc N. Laird and Judy Belanger in Houston, Texas, Cornerstone has steadily grown into one of the largest privately-held mortgage companies in the country.
Cornerstone by the Numbers
- More than 1,950 team members in 100+ branches throughout the United States
- Licensed to lend in 38 states and the District of Columbia
- #1 non-bank lender in Texas (Based on HMDA data for Cornerstone Home Lending and its affiliates)
- Cornerstone's CEO, Marc Laird received the Top Workplaces CEO Leadership Award in 2017, among Houston's largest companies
- Houston Chronicle Top Workplaces Winner, 2010-2020

Marcie Hines
NMLS #233626
Loan Officer
Marcie Hines will proudly divulge the secret to her successful career as a residential lending professional: Service, service and service. Her customer-focused dedication, open and honest flow of communication and unwavering positivity are trademarks of Marcie's distinct way of doing business.
After high school, Marcie spent several years in the retail banking industry before transitioning to originating home loans in 2001. Throughout the years, she has found true joy and purpose in helping people on their journey to homeownership. This inner purpose led Marcie to join Cornerstone Home Lending, a company whose mission of helping make a positive contribution in the lives of others aligned with hers.
Backed by Cornerstone, Marcie provides clients with unparalleled resources and services to ensure streamlined mortgage transactions:
- Convenient and secure online prequalification
- Real-time access to competitive loan pricing options
- In-house processing, underwriting, closing and funding
- Frequent loan status updates to clients and agents, with client permission
Marcie's clients can also rely on her long after their loan closes for trusted mortgage guidance. Simply put, Marcie wants to be her customers' Lender for Life!
Born in Yuma, Arizona, Marcie has lived in Oklahoma City for most of her life. She stays active in her spare time - literally - and runs in three to five races each year with her sister ranging from 5Ks to half marathons. Marcie also enjoys spending time with her son, family and friends.
For personalized mortgage guidance from a hard-working, caring and energetic professional, contact Marcie Hines of Cornerstone Home Lending

Chris Hines
NMLS #233694
Loan Officer
For Loan Officer Chris Hines, residential lending literally runs in the family. He was introduced to the business by his wife and fellow Hines Team member, Marcie, helping her out before joining the mortgage industry full-time in 2007.
With his background in management, quality control and efficiency, Chris possesses not only the knowledge but also the skills to deliver a smooth, streamlined home-financing transaction to each and every client. His dedicated work ethic, coupled with his lively and generous personality, made him a perfect fit for Cornerstone Home Lending
Chris' passion and commitment are not just part of his professional career. He enlisted for six years in the Oklahoma Air National Guard, and earned various awards including the Air Force Commendation medal. When he's not assisting clients with their homeownership dreams, Chris spends as much time as he can with his family and his son.

Sarah Endres
NMLS #1211448
Client Specialist, Licensed
Reliable, hardworking, and positive, as Client Specialist, Sarah works together with clients and her team to ensure a seamless loan process from beginning to end. With a friendly spirit, Sarah loves creating relationships and getting to know the families she serves. Her goal is to let them feel at ease, knowing they are in great hands on their path to homeownership.
Before joining Cornerstone in 2014, Sarah attended Oklahoma Christian University on a softball scholarship, where she earned her degree in Public Relations. Outside of work, she can be found with her husband, two little ones, and their dog. They enjoy visiting the zoo, trying new restaurants, and spending time with parents and grandparents.